Student loan debt has increased significantly over the past decade and has climbed to more than $1.7 trillion. Penn understands that many staff and faculty have been burdened with repayment, creating strains on your mental and financial health.

PeopleJoy, a financial wellness benefits organization that specializes in student loan repayment and forgiveness, can help you take charge of your student loan debt and get the support you need. 

Penn offers a free service to staff and faculty to help you determine your eligibility for the Public Service Loan Forgiveness (PSLF) program, assist you with navigating the application process, and advocate on your behalf with student loan providers. The qualifying loans must be in the employee's name. Student loans of other family members are not considered. 

Let us Help

PeopleJoy has assisted thousands of employees with qualifying for PSLF and helped borrowers receive nearly $3 million in loan forgiveness in 2022.

Register below for one of the Student Loan 101 webinars and learn how to use PeopleJoy.

Services for You

  • Program assessments: Get help to identify the best federal repayment programs based on your individual financial situation.
  • Program enrollment: PeopleJoy will enroll you in the repayment programs, removing confusing paperwork and worries of missing enrollment or annual recertification deadlines.
  • Goals-based coaching: Receive repayment planning advice and coaching based on your short- and long-term budget, income projections, and financial health. Regular check-in calls are also available.
  • College financial planning: This includes 1-on-1 time with an advisor, evaluation of best college financing options, and other resources.

How to Use PeopleJoy

If you have outstanding student loans and would like to use this free service, visit the PeopleJoy platform at  You will need your work email address, PennID, and information about your student loans.

Once you’ve filled in the required information, a member of the PeopleJoy support team will contact you via email to request additional information if needed, activate the service and identify next steps, or notify you if they are unable to assist you. 

For more information about PeopleJoy, visit or read the PSLF FAQs.

Register for a Webinar

PeopleJoy will provide one more webinar to teach you how to get started with the service. Participants will receive recent updates on federal student loans, information about loan forgiveness, consolidation vs refinancing, and other resources.

Click on the link below to register for the last webinar. After registering, you will receive a confirmation email containing information about joining the session. 

Student Loan 101
December 15
12 p.m. to 1 p.m.