Enrolling in the Retirement Plan

Here's how to enroll:

1. You simply decide what percentage of your standard gross pay per pay period you’d like to contribute to the retirement plan. If you’re thinking of contribution in terms of a flat dollar amount, here’s how to convert it to a percentage:

(dollar amount of contribution) ÷ (standard gross pay per pay period) = percent

example: $200.00 contribution ÷ $4,000.00 standard gross pay per pay period = 5% contribution

2. Choose whether you want your contributions to be pre-tax or Roth. If you’d like help with this choice, you can schedule an appointment with a TIAA retirement plan counselor at tiaa.org/schedulenow .

3. Let the Plan choose your investment for you (the Vanguard Target Retirement Fund closest to the year you turn 65), or choose your own fund(s). If you want to choose your own funds, a TIAA retirement plan counselor can help you with this too.

4. Go online to enroll:

  1. Go to the Retirement Plans home page (www.hr.upenn.edu/myhr/benefits/retirement) and click on the "Enroll or Make Changes" link in the blue box in the middle of the page.
  2. At the top of the TIAA landing page, click on the Actions button.
  3. In the Top Actions section on the next page, click on the Contributions button. One of the webpages will ask for an access code, but our Plan doesn’t use an access code; just click on the yellow Manage My Contributions button.
  4. Follow the prompts from there. If you have any difficulties navigating the pages, please call the TIAA Retirement Call Center at 877-736-6738 for guidance.