Dental and Vision Coverage
Penn offers two plans to retirees: MetLife Preferred Dentist Program (PDP) and Vital Savings by Aetna Dental Program.
There is no University subsidy for these plans. Retirees pay the entire cost.
MetLife Preferred Dentist Program (PDP)
Enrollment in the MetLife dental plan is usually only available to: 1) new retirees transitioning from an active employee dental plan to a retiree dental plan, or 2) retirees who elected dental coverage under COBRA at the time of retirement and either entitlement is ending or the individual opts out of COBRA coverage. However, open enrollment into this plan will take place every three years beginning with the 2011 plan year.
The MetLife PDP provides coverage when you receive treatment from any dentist or specialist you wish. Use MetLife preferred providers to save on out-of-pocket expenses since participating dentists agree to charge fees typically 10%-35% lower than the average charges in your area. For more information, contact MetLife at 1-800-GET-MET8 (1-800-438-6388).
It's important to note that the dental offerings for retirees (MetLife PDP and Aetna Vital Savings) are not identical to the dental benefits for active employees. You should carefully review the benefits covered and premium costs for both offerings. Find more information on dental premium rates.
Vital Savings by Aetna Dental Program
The Vital Savings by Aetna Dental Program provides discounts (an average discount of 28%) on dental care when you use participating providers. You will automatically have access to the Aetna Vision One discount program when you enroll in this plan. Contact Aetna at 1-866-368-4825 for more information; be sure to mention Promotional Code Number 882016015.
Retirees who enroll and pay the premiums for the Vital Savings by Aetna Dental Program will automatically have access to the Aetna Vision One discount program. Under this program, participants have access to providers in nearly 13,000 participating Vision Centers, including Sears Optical, Target Optical, Lenscrafters and private-practice providers. Find more information about coverage costs. Contact Aetna at 1-800-793-8616 for more information.
Contact the Retirement Call Center
1-877-PENN-RET or 1-877-736-6738