Retiree & LTD Annual Benefits Selection

Before You Enroll

Making Changes During Annual Selection

Annual Selection is your opportunity to determine if your current benefits still meet your needs, or if you need to make a change such as switching to a different medical plan or dropping a dependent from your benefits coverage.

Enrollment Deadline

The 2025 Retiree and Long-Term Disability Annual Selection Period was Monday, October 21, 2024 - Friday, November 1, 2024 at 5:00pm ET. 

If You Don’t Do Anything

You and your eligible dependents will maintain your current coverage for plan year 2025. 

You'll only be allowed to make changes outside of the Annual Selection Period if you have a qualifying event. 

You have 30 days from the date of the qualifying event to make a change.* 

*Note that if you've recently had a qualifying event, you may need to change your coverage during Annual Selection. Qualifying events include moving to a residence outside of a covered service area, divorce, termination of a domestic partnership or the death of a spouse.

Prepare to Enroll

If you are Medicare-eligible and ready to enroll, you must provide your unique Member Beneficiary Identifier (MBI) number from your Medicare ID card.

Have You Relocated?

Keeping us informed about your new address will help us keep you informed about any changes to our benefits. More importantly, it will allow us to send accurate contact information to our insurance carriers.

Three easy ways to update your address:

• Log in to Workday with your PennKey and password at www.myworkday.com/upenn/login.html
• Call the Penn Benefits Solution Center at 866-799-2329
• Send an email to HRBenefits@HR.upenn.edu