Medical, Prescription, and Behavioral Health Coverage
Penn provides comprehensive medical coverage for you and your family. You can choose from four medical plan options.
All current Penn faculty and staff traveling on Penn-affiliated trips abroad are entitled to International SOS membership, which includes travel medical insurance and evacuation assistance. Please register your Penn-affiliated trip in the Global Activities Registry for pre-authorization of coverage. More information can be found here.
When you enroll in any of Penn's medical plans, prescription drug coverage provided for you and your enrolled dependents
When you enroll in any of Penn's medical plans, behavioral health coverage is provided for you and your enrolled dependents.
Penn pays most of the cost for the medical, prescription, and behavioral health plans. Your share—paid through pre-tax payroll deductions—depends on the plan you choose, your employee status, and whether you are covering dependents. For details, review the current rates.
If you’re unable to afford the premiums for Penn’s coverage, you may be able to get free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).
Payroll deductions for coverage of a same-sex domestic partner and a partner’s children are usually subject to imputed income taxes. To assist with these taxes, Penn provides a tax offset for faculty and staff covering same-sex partners under Penn’s medical plans.
The Health and Welfare Summary Plan Description for more information on dependent coverage