Medical, Prescription, and Behavioral Health Coverage
Penn offers several medical plan options so you can choose the coverage that best meets your needs. All plans include prescription drug, behavioral health, and hearing aid coverage.
Penn provides comprehensive medical coverage for you and your family. You can choose from four medical plan options.
All current Penn faculty and staff traveling on Penn-affiliated trips abroad are entitled to International SOS membership, which includes travel medical insurance and evacuation assistance. Please register your Penn-affiliated trip in the Global Activities Registry for pre-authorization of coverage. More information can be found on the Penn Global website.
When you enroll in any of Penn's medical plans,prescription drug coverage provided for you and your enrolled dependents
When you enroll in any of Penn's medical plans, behavioral health coverage is provided for you and your enrolled dependents.
Penn's hearing aid benefit provides up to $4,000 per participant to be covered as medically necessary, but not more than every three years. This benefit applies to enrolled faculty, staff, retirees and their dependents, including children.
Penn pays most of the cost for the medical, prescription, and behavioral health plans. Your share—paid through pre-tax payroll deductions—depends on the plan you choose, your employee status, and whether you are covering dependents. For details, review the current rates.
If you’re unable to afford the premiums for Penn’s coverage, you may be able to get free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).