Transition from Long-Term Disability to Retirement

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Eligibility for Retirement

The eligibility rules when transitioning from Long-Term Disability (LTD) to retirement are the same as if you were still working. Time on LTD counts as time in service toward the Rule of 75. The Rule of 75 determines eligibility for Penn's retiree benefits.

Contact Us

Penn Employee Solution Center
solutioncenter@upenn.edu or (215) 898-7372

Enrolling in Medicare

If you are approaching the end of your LTD benefit period and are not already enrolled in Medicare Parts A and B, you will be contacted by the HR-Benefits Office before your LTD benefit ends. Aetna will also send you a notice approximately one month before the termination date, reminding you that you should contact Social Security at least 90 days before your 65th birthday to enroll in Medicare. If you're eligible for retiree medical benefits at that time, you will have an opportunity to select a retiree plan for yourself and your dependent(s).

Dental, Vision, Life, etc.

All other benefits for active employees, i.e., dental, vision, life insurance, and long-term care, change with your retirement. You have the same options as other retirees available to you at this time.