Division of Human Resources

Tax-Deferred Retirement Plan (TDR)

The Tax-Deferred Retirement Plan (TDR)—also known as a tax-deferred annuity or 403(b) plan—provides eligible employees with a way to build up their retirement savings. You must be employed at the University for at least one year or have one year of qualified prior service credit before any University contributions will begin. Click here for more information about eligibility and prior service credit.

In this Plan, you set up an account with one or both of the TDR investment carriers used by the University TIAA-CREF and Vanguard. You decide how to invest all contributions under the plan, choosing from a variety of investment options offered by both carriers. The University will make regular contributions to your account on your behalf, whether or not you choose to contribute your own money. You may also choose to make your own contributions, which the University will match dollar-for-dollar. Click here for more information about contributions.

Click here for information about how to enroll. Note that you can change your contribution amount and investment selections at any time.

Click here to download the Retirement Plan Guide for a complete description of the plan. Or download the Summary Plan Description (Adobe Acrobat PDF) to learn more details about the plan.

Eligibility and Prior Service Credit
Contributions
How to Enroll
TDR Summary Plan Description